diff --git a/lua/lazy/core/config.lua b/lua/lazy/core/config.lua
index d45b38c..1ca912d 100644
--- a/lua/lazy/core/config.lua
+++ b/lua/lazy/core/config.lua
@@ -11,27 +11,24 @@ M.defaults = {
     -- version = "*", -- enable this to try installing the latest stable versions of plugins
   },
   lockfile = vim.fn.stdpath("config") .. "/lazy-lock.json", -- lockfile generated after running update.
-  concurrency = nil, -- set to a number to limit the maximum amount of concurrent tasks
+  concurrency = nil, ---@type number limit the maximum amount of concurrent tasks
   git = {
-    -- defaults for `Lazy log`
-    -- log = { "-10" }, -- last 10 commits
-    log = { "--since=1 days ago" }, -- commits from the last 3 days
-    timeout = 120, -- processes taking over 2 minutes will be killed
+    -- defaults for the `Lazy log` command
+    -- log = { "-10" }, -- show the last 10 commits
+    log = { "--since=1 days ago" }, -- show commits from the last 3 days
+    timeout = 120, -- kill processes that take more than 2 minutes
     url_format = "https://github.com/%s.git",
   },
-  -- Any plugin spec that contains one of the patterns will use your
-  -- local repo in the projects folder instead of fetchig it from github
-  -- Mostly useful for plugin developers.
   dev = {
-    path = vim.fn.expand("~/projects"), -- the path where you store your projects
-    ---@type string[]
+    -- directory where you store your local plugin projects
+    path = vim.fn.expand("~/projects"),
+    ---@type string[] plugins that match these patterns will use your local versions instead of being fetched from GitHub
     patterns = {}, -- For example {"folke"}
   },
   install = {
     -- install missing plugins on startup. This doesn't increase startup time.
     missing = true,
-    -- try to load one of the colorschemes in this list when starting an install during startup
-    -- the first colorscheme that is found will be loaded
+    -- try to load one of these colorschemes when starting an installation during startup
     colorscheme = { "habamax" },
   },
   ui = {
@@ -53,17 +50,30 @@ M.defaults = {
     throttle = 20, -- how frequently should the ui process render events
   },
   checker = {
-    -- lazy can automatically check for updates
+    -- automcatilly check for plugin updates
     enabled = false,
-    concurrency = nil, ---@type number? set to 1 to very slowly check for updates
-    notify = true, -- get a notification if new updates are found
-    frequency = 3600, -- every hour
+    concurrency = nil, ---@type number? set to 1 to check for updates very slowly
+    notify = true, -- get a notification when new updates are found
+    frequency = 3600, -- check for updates every hour
   },
   performance = {
     ---@type LazyCacheConfig
     cache = nil,
-    reset_packpath = true, -- packpath will be reset to nothing. This will improver startup time.
-    reset_rtp = true, -- the runtime path will be reset to $VIMRUNTIME and your config directory
+    reset_packpath = true, -- reset the package path to improve startup time
+    rtp = {
+      reset = true, -- reset the runtime path to $VIMRUNTIME and your config directory
+      ---@type string[] list any plugins you want to disable here
+      disabled_plugins = {
+        -- "gzip",
+        -- "matchit",
+        -- "matchparen",
+        -- "netrwPlugin",
+        -- "tarPlugin",
+        -- "tohtml",
+        -- "tutor",
+        -- "zipPlugin",
+      },
+    },
   },
   debug = false,
 }
@@ -93,14 +103,13 @@ function M.setup(spec, opts)
   if M.options.performance.reset_packpath then
     vim.go.packpath = ""
   end
-  if M.options.performance.reset_rtp then
+  if M.options.performance.rtp.reset then
     local me = debug.getinfo(1, "S").source:sub(2)
     me = vim.fn.fnamemodify(me, ":p:h:h:h:h")
     vim.opt.rtp = {
-      "$VIMRUNTIME",
-      vim.fn.stdpath("config"),
       me,
-      vim.fn.stdpath("config") .. "/after",
+      vim.env.VIMRUNTIME,
+      vim.fn.stdpath("config"),
     }
   end
 
diff --git a/lua/lazy/core/handler/ft.lua b/lua/lazy/core/handler/ft.lua
index c9ff096..ef6c5dc 100644
--- a/lua/lazy/core/handler/ft.lua
+++ b/lua/lazy/core/handler/ft.lua
@@ -13,7 +13,7 @@ end
 ---@param plugin LazyPlugin
 ---@param value string
 function M:_add(plugin, value)
-  Loader.ftdetect(plugin)
+  Loader.ftdetect(plugin.dir)
   Event._add(self, plugin, value)
 end
 
diff --git a/lua/lazy/core/loader.lua b/lua/lazy/core/loader.lua
index d32e894..5412116 100644
--- a/lua/lazy/core/loader.lua
+++ b/lua/lazy/core/loader.lua
@@ -7,6 +7,8 @@ local M = {}
 ---@type LazyPlugin[]
 M.loading = {}
 M.init_done = false
+---@type table<string,true>
+M.disabled_rtp_plugins = {}
 
 function M.setup()
   -- install missing plugins
@@ -31,11 +33,38 @@ function M.setup()
   Handler.setup()
   Util.track()
 
+  for _, file in ipairs(Config.options.performance.rtp.disabled_plugins) do
+    M.disabled_rtp_plugins[file] = true
+  end
+
   -- autoload opt plugins
   table.insert(package.loaders, M.autoload)
 end
 
-function M.init_plugins()
+-- Startup sequence
+-- 1. load any start plugins and do init
+function M.startup()
+  Util.track({ start = "startup" })
+
+  -- load plugins from rtp
+  Util.track({ start = "rtp plugins" })
+  for _, path in ipairs(vim.opt.rtp:get()) do
+    if not path:find("after/?$") then
+      M.source_runtime(path, "plugin")
+      M.ftdetect(path)
+    end
+  end
+  Util.track()
+
+  Util.track({ start = "start" })
+  for _, plugin in pairs(Config.plugins) do
+    -- load start plugin
+    if plugin.lazy == false then
+      M.load(plugin, { start = "start" })
+    end
+  end
+  Util.track()
+
   Util.track({ start = "init" })
   for _, plugin in pairs(Config.plugins) do
     -- run plugin init
@@ -44,14 +73,22 @@ function M.init_plugins()
       Util.try(plugin.init, "Failed to run `init` for **" .. plugin.name .. "**")
       Util.track()
     end
+  end
+  Util.track()
 
-    -- load start plugin
-    if plugin.lazy == false then
-      M.load(plugin, { start = "startup" })
+  -- load after files
+  Util.track({ start = "after" })
+  for _, path in ipairs(vim.opt.rtp:get()) do
+    if path:find("after/?$") then
+      M.source_runtime(path, "plugin")
+    else
+      M.source_runtime(path, "after/plugin")
     end
   end
   Util.track()
+
   M.init_done = true
+  Util.track()
 end
 
 ---@class Loader
@@ -84,21 +121,12 @@ function M.load(plugins, reason)
       Handler.disable(plugin)
 
       vim.opt.runtimepath:prepend(plugin.dir)
-      if not M.init_done then
-        local after = plugin.dir .. "/after"
-        -- only add the after directories during startup
-        -- afterwards we only source the runtime files in after
-        -- Check if it exists here, to prevent further rtp file checks during startup
-        if vim.loop.fs_stat(after) then
-          vim.opt.runtimepath:append(after)
-        end
-      end
 
       if plugin.dependencies then
         M.load(plugin.dependencies, {})
       end
 
-      M.packadd(plugin)
+      M.packadd(plugin.dir)
       if plugin.config then
         Util.try(plugin.config, "Failed to run `config` for " .. plugin.name)
       end
@@ -112,28 +140,29 @@ function M.load(plugins, reason)
   end
 end
 
----@param plugin LazyPlugin
-function M.packadd(plugin)
+---@param path string
+function M.packadd(path)
+  M.source_runtime(path, "plugin")
+  M.ftdetect(path)
   if M.init_done then
-    M.source_runtime(plugin.dir, "plugin")
-    M.ftdetect(plugin)
-    M.source_runtime(plugin.dir, "after/plugin")
+    M.source_runtime(path, "after/plugin")
   end
 end
 
----@param plugin LazyPlugin
-function M.ftdetect(plugin)
+---@param path string
+function M.ftdetect(path)
   vim.cmd("augroup filetypedetect")
-  M.source_runtime(plugin.dir, "ftdetect")
+  M.source_runtime(path, "ftdetect")
   vim.cmd("augroup END")
 end
 
 ---@param ... string
 function M.source_runtime(...)
   local dir = table.concat({ ... }, "/")
-  Util.walk(dir, function(path, _, t)
-    local ext = path:sub(-3)
-    if t == "file" and (ext == "lua" or ext == "vim") then
+  Util.walk(dir, function(path, name, t)
+    local ext = name:sub(-3)
+    name = name:sub(1, -5)
+    if t == "file" and (ext == "lua" or ext == "vim") and not M.disabled_rtp_plugins[name] then
       Util.track({ runtime = path })
       vim.cmd("silent source " .. path)
       Util.track()
diff --git a/lua/lazy/init.lua b/lua/lazy/init.lua
index 0251c8a..fd61417 100644
--- a/lua/lazy/init.lua
+++ b/lua/lazy/init.lua
@@ -7,6 +7,8 @@ function M.setup(spec, opts)
     vim.notify("Re-sourcing your config is not supported with lazy.nvim", vim.log.levels.WARN, { title = "lazy.nvim" })
     return
   end
+  vim.go.loadplugins = false
+
   vim.g.lazy_did_setup = true
   local start = vim.loop.hrtime()
 
@@ -42,7 +44,7 @@ function M.setup(spec, opts)
   end
 
   -- load plugins with lazy=false or Plugin.init
-  Loader.init_plugins()
+  Loader.startup()
 
   -- all done!
   vim.cmd("do User LazyDone")